With full embarrassment, I'm sharing this story so someone else will help themselves.
I'm a totally new to riding, only have had my M1 Permit in Cali for a few weeks. I had done tons of research on the Z650 and knew that was the bike I needed to start with. So, after working out with the wife what we wanted to spend on bike, we went down to our local Delamo dealership.
Without really knowing much on this side of things, regarding what I should have included with the bike, ie; extended maintenance, GPS, dealership priority maintenance (non-cancel), an outrageous finance fee (for an 750-800 credit score), I was too excited about the bike.
Granted I do have a bunch of warranties on the bike (transferable 1 time) and the GPS with app/notifications I'm still feeling a little burnt. Learn by Burn.
We could have purchased the bike outright, but concerned about dropping that $$$ on it OTD, now costs us nearly double.
Please be kind when replying, I'm new, learning and willing to share this story with others.
I love my bike though! Just wish I would have saved some money for mods! <- that is the true pain.